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The HOP: Home Ownership Podcast brought to you by Hub for Podcasting and David Charles Allen.

Apr 26, 2021

In this competitive market, buyers may not get everything on their wish-list, so David recommends thinking about what's most important to you.  In this insightful episode, David discusses low interest rates, limited availability and the real estate profession--it's highs and its lows.  

Apr 20, 2021

As few new houses come on the market, many buyers are being outbid by all-cash offers.  David Charles Allen shares a great tip, encouraging buyers (who will be getting a loan) to compete with the all-cash offers by going through the entire underwriting process, before they put in an...

Apr 12, 2021

This episode reports on the surf, the opportunity to be a volunteer dog walker for the humane society, and of course--the real estate market.  Interest rates dropped slightly last week and new houses that come up for sale are receiving multiple offers, usually OVER the asking price.  David urges buyers to be prepared so...

Apr 5, 2021

David reports on interest rates, which went up slightly to 3.375 for conforming 30-year fixed loans and to 3.125 for non-conforming jumbo loans.  Last week in Santa Barbara, there were more listings than pendings and a number of sellers dropped their prices after being listed for only about a week.  (David surmised...